Accessible Anxiety and OCD Care
Most commercial insurance plans include mental health benefits that apply to our program. Our team works with you to check your coverage before treatment begins, at no cost and no obligation.
Insurance Plans We Accept
InStride is built to work with insurance. We are in-network with major insurers in the states we serve. If your plan is listed below, treatment is typically covered at your standard in-network rate.
Select Your State to See Available Plans
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**Cigna: Single case agreements considered for commercial plans.
***Available to certain members of BCBS of Illinois, Montana, New Mexico, Oklahoma, and Texas based on plan design. Please check with your plan for details.
Insurance Made Simpler, Together
Insurance can be complicated. Our team takes on the heavy lifting and partners with you where needed.
Apply online (10 minutes, totally free)
Answer a few questions and provide us with your plan information. No payment info and no obligation. You're just raising your hand.
Schedule a call with our team
After you apply, you pick a time for a free 15-minute call with our team. The call is a chance to share what's going on, ask questions, and get a clear picture of what the program looks like. Our team works with you to confirm your coverage before treatment begins, so there are no surprises.
Start treatment
Once we verify coverage with your plan and complete your evaluation, your care team is matched and treatment begins, typically within 1 to 4 weeks, depending on family availability.
In-Network Means No Surprise Bills
When InStride is in-network, your cost is based on your plan's specific benefits, which typically include a copay, coinsurance, or deductible. Our team works with you to help you understand what to expect before treatment begins.
- Time-bound treatment that typically takes 4-8 months
- No surprise charges or hidden fees once treatment starts
- InStride bills your insurance directly, no claims to file on your end
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Is InStride in Your State?
InStride currently serves young people and families in a growing number of states. Treatment occurs where you are, which means your care team can guide real-world practice where anxiety and OCD actually show up, support you between sessions, and integrate treatment into your daily life.
Frequently Asked Questions
We accept most major insurers, including Aetna, select Blue Cross Blue Shield plans, Cigna, UnitedHealthcare, and others. Coverage depends on your state and specific plan. The fastest way to find out is to apply and schedule a free call.
Apply online. It takes about 10 minutes, costs nothing, and doesn't commit you to anything. After you submit, you'll schedule a call with our team. From there, our team works with you to confirm your coverage before treatment begins, so there are no surprises.
Your cost depends on your plan's mental health benefits, which typically include a copay, coinsurance, or deductible. Many families pay less than they expect. Our team helps you understand what to expect before treatment begins.
InStride does not currently accept Medicaid or Tricare. If you're unsure about your plan, apply and our team will check your coverage for you at no cost.
We’re adding new states regularly, and our team can tell you if coverage is available where you live.
Yes, we offer a self-pay option for families without in-network coverage. Insurance can also be more complicated than it looks - TPAs, carveouts, and employer plans don't always show up in standard network searches. If you're unsure whether your plan is accepted, reach out to us directly at info@instride.health and our team will look into it for you. To learn more about pricing and payment details, call 855.438.8331 to talk with one of our Parent & Family Advisors and they'll walk you through your options.
We’ll explain your coverage and help you understand anticipated costs.
Yes! Our programs qualify as eligible expenses under most HSA and FSA plans, so you can use those funds to help cover the cost of treatment.
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The Right Treatment Should Be Within Reach
97% of InStride graduates experience clinical improvement,* with most young people seeing progress within two months. That kind of care should be accessible to every family that needs it.
- Thousands of young people served and growing
- 96% of young people would recommend InStride to a friend*
- 98% of caregivers would recommend InStride*
